5. Amex Platinum® ($695 annual fee, 5x on flights, 1x elsewhere) – Luxury travel and premium perks.
4. United℠ Explorer Card ($0 intro, $99 after first year, 2x on United, dining, hotels) – International travelers;
3. Southwest Rapid Rewards® Priority ($149 annual fee, 3x on Southwest, 2x on transit) – Families and domestic travel;
2. Delta SkyMiles® Reserve Amex ($550 annual fee, 3x on Delta, 1x elsewhere) – Frequent Delta flyers;
1. Chase Sapphire Preferred® ($95 annual fee, 5x on travel via Chase, 2x elsewhere) – Flexible rewards;